Carol Plaisier, CFP®, FMA, AMP

Investment Advisor, HollisWealth, a division of Scotia Capital Inc.
Insurance Advisor, HollisWealth Insurance Agency Ltd.

Oceanside's Financial Expert, With Over 30 Years Experience

Carol Plaisier

Oceanside's Financial Expert

Carol Plaisier - Financial and Mortgage Expert

Volatile Markets

Thursday, 01 March 2018

Volatile Markets
February and March have given us all a reminder of volatile markets. It is not sustainable for markets to just keep going up, and, although it may not seem like it at the time, corrections are healthy.

Common Myths about Insurance

Monday, 31 October 2016

Common Myths about Insurance
Today we are going to talk about insurance myths. Significant life insurance tax changes will become effective January 1st, 2017 and those who already have life insurance policies will want to ensure they keep their current status and those who don’t may want to consider implementing sooner rather than later...

Individual & Company Insurance

Thursday, 27 April 2017

Individual & Company Insurance
Many small business owners have a strong team of employees that helped their business to succeed. There are a number of ways to reward loyal behavior, but one of the greatly appreciated ways is to offer a group benefits plan. Typically, these include a medical and dental package, with coverage for employees and their spouse and dependents. A healthy workplace with healthy employees provides a positive impact on business operations and customer perception. Group plans can be simple for a new small business, or more complex with more features as business grows. Offering a group plan can also attract future employees to your business, or help you to retain good employees. Employers can choose how much they wish to contribute to the health plan and how much the employee will pay. Sometimes the employees are given a set amount they can spend before they have to pay the full cost of treatment. Group plans are becoming more flexible, so an employer can have it customized to suit their needs and their employee’s needs. Instead of group plans, some employers choose to offer Health Spending Accounts. These plans can offer employees health benefits up to a certain dollar amount annually, and the employers are able to save tax dollars by having the medical expenses 100% tax deductible to the corporation. Health Spending Accounts are often less expensive and more flexible than traditional monthly premium plans – A few challenges with traditional plans include: premiums are paid whether or not you access the service, there may be restrictions to annual amounts that will be covered under the plan and there may be a limit for how many times you can access a service annually. Health & dental plans can be expensive, ensure you know all of your options – whether you have employees, or run a small one or two owner business.
Take charge of your financial future in 2017, call an advisor today!

Life Insurance Advice for Vancouver Island Women

Friday, 06 January 2017

Life Insurance Advice for Vancouver Island Women

"Women who don’t work outside the home do not need life insurance." "Women should let men decide if and how much life insurance they need for themselves." "Women should let their significant other handle all of the finances."

Okay, I am certain some of you immediately realized I am saying the opposite of what is true, but, unfortunately the mindset that ‘women don’t need to worry their pretty little heads about that’ is still around, although not as prevalent as years ago...

HollisWealth: registered: is a division of Industrial Alliance Securities Inc. (iA Securities), a member of the Canadian Investor Protection Fund (CIPF) and the Investment Industry Regulatory Organization of Canada (IIROC). iA Securities is a trade name and business name under which Industrial Alliance Securities Inc. operates. This information has been prepared by Carol Plaisier, Investment Advisor for HollisWealth: registered:, a division of iA Securities, and does not necessarily reflect the opinion of iA Securities. The information contained in this document comes from sources we believe to be reliable, but we cannot guarantee its accuracy or reliability. The opinions expressed are based on an analysis and interpretation dating from the date of publication and are subject to change without notice. Furthermore, they do not constitute an offer or solicitation to buy or sell any the securities mentioned. The information contained herein may not apply to all types of investors. The Investment Advisor can open accounts only in the provinces where she is registered. For more information about HollisWealth: registered:, please consult the official website at www.holliswealth.com .www.carolplaisier.com  is a personal trade name of Carol Plaisier.HollisWealth: registered: is a division of Industrial Alliance Securities Inc. (iA Securities), a member of the Canadian Investor Protection Fund (CIPF) and the Investment Industry Regulatory Organization of Canada (IIROC). iA Securities is a trade name and business name under which Industrial Alliance Securities Inc. operates. This information has been prepared by Carol Plaisier, Investment Advisor for HollisWealth: registered:, a division of iA Securities, and does not necessarily reflect the opinion of iA Securities. The information contained in this document comes from sources we believe to be reliable, but we cannot guarantee its accuracy or reliability. The opinions expressed are based on an analysis and interpretation dating from the date of publication and are subject to change without notice. Furthermore, they do not constitute an offer or solicitation to buy or sell any the securities mentioned. The information contained herein may not apply to all types of investors. The Investment Advisor can open accounts only in the provinces where she is registered. For more information about HollisWealth: registered:, please consult the official website at www.holliswealth.com .www.carolplaisier.com  is a personal trade name of Carol Plaisier.
Insurance products are provided by HollisWealth Insurance Agency Ltd.Mortgages by referral provided by InvisFor further information, Carol can be reached at the HollisWealth office in Parksville at 250-248-2399 or by email at