Disability Insurance To Suit Your Needs
What is Disability Insurance?
Disability insurance is designed to protect your income in the event that you can no longer work because of an injury or illness. The coverage is designed to assist both short and long term injuries / illnesses. Disability insurance is not paid out in a lump sum, but rather, in regular intervals and becomes your income. Disability payments can be taxable or non-taxable.
Why Choose Disability Insurance?
Disability insurance is not limited to the work place - A tragic accident can happen anywhere. Disability coverage will ensure that the loved ones who rely on your income can continue to live in a way that they are accustomed to as well as afford any treatments you may require during your healing process.
Many employers offer short term disability coverage, as well as some long term coverage. However most employees that have this coverage through their work place are shocked to find out just how little an employer is offering for their long term coverage (typically less that 1⁄2 of your current income). Purchasing extra insurance on your own will give you and your family peace of mind that in the event you are unable to return to work your loved ones will still be able to afford everyday items.
If you want to make an appointment in Oceanside to find out more about your options for Disability Insurance, contact Carol Plaisier today.