Long Term Care (LTC) Insurance
What is Long-Term Care Insurance?
Long-term care insurance is not limited to only the elderly, although it is most likely you will not require this type of insurance until you are past retirement age, it is much less expensive to purchase when you are younger. It is meant to assist in the costs associated with activities of daily living should there be an accident or illness that hinders your physical or mental capability. LTC insurance can allow you to live in your own home for longer by affording you to obtain help.
Why Choose Long-Term Care Insurance?
More than 70% of people above the age of 65 will require some sort of long-term care in their life time. Should you be included in this percentage your LTC insurance will assist you and your loved ones in paying for appropriate care for you. Expenses can add up quickly, and place a lot of strain and stress on your loved ones as they want you to have the best care available -- LTC can be there to utilize when needed, and alleviate unneeded stress.
If you live in Oceanside and want to speak with Carol Plaisier to get more information about Long Term Care Insurance, contact us today.