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![Urban Legends From the Financial World](https://static.wixstatic.com/media/07bd2d6aef7a4764b3442a89fef77355.jpg/v1/fill/w_496,h_372,fp_0.50_0.50,q_90,enc_auto/07bd2d6aef7a4764b3442a89fef77355.webp)
Carol Plaisier
May 1, 20122 min read
Urban Legends From the Financial World
There are some common phrases in the financial industry that you may have heard for years and are unsure if they are true.
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![Few guarantees in life, but with death …](https://static.wixstatic.com/media/nsplsh_5f41645573333269306a63~mv2_d_4096_2301_s_2.jpg/v1/fill/w_496,h_372,fp_0.50_0.50,q_90,enc_auto/nsplsh_5f41645573333269306a63~mv2_d_4096_2301_s_2.webp)
Carol Plaisier
Apr 17, 20122 min read
Few guarantees in life, but with death …
You can guarantee your beneficiaries get the most for your money
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![One of the Few Guarantees in Life](https://static.wixstatic.com/media/11062b_e0f2f2d1830c45cab6e3e675e0bd6b06~mv2_d_6381_4259_s_4_2.jpg/v1/fill/w_496,h_372,fp_0.50_0.50,q_90,enc_auto/11062b_e0f2f2d1830c45cab6e3e675e0bd6b06~mv2_d_6381_4259_s_4_2.webp)
Carol Plaisier
Apr 2, 20122 min read
One of the Few Guarantees in Life
You are guaranteed that your beneficiaries will receive 100% death benefit on initial and future deposits until you are age 100.
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![Plan your estate now, before it’s too late](https://static.wixstatic.com/media/nsplsh_334b7634384e5334575555~mv2_d_4096_2731_s_4_2.jpg/v1/fill/w_496,h_372,fp_0.50_0.50,q_90,enc_auto/nsplsh_334b7634384e5334575555~mv2_d_4096_2731_s_4_2.webp)
Carol Plaisier
Mar 13, 20122 min read
Plan your estate now, before it’s too late
You can take steps now to reduce probate fees and expenses by estate planning
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![A little perspective on life insurance and its benefits](https://static.wixstatic.com/media/nsplsh_4b61686455723058585f67~mv2_d_5616_3744_s_4_2.jpg/v1/fill/w_496,h_372,fp_0.50_0.50,q_90,enc_auto/nsplsh_4b61686455723058585f67~mv2_d_5616_3744_s_4_2.webp)
Carol Plaisier
Feb 14, 20122 min read
A little perspective on life insurance and its benefits
Life insurance is often left aside until you really need it - and then it's too late
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![Check your fees and expenses when looking to save](https://static.wixstatic.com/media/nsplsh_307350466a646352686b6f~mv2_d_5184_2968_s_4_2.jpg/v1/fill/w_496,h_372,fp_0.50_0.50,q_90,enc_auto/nsplsh_307350466a646352686b6f~mv2_d_5184_2968_s_4_2.webp)
Carol Plaisier
Jan 17, 20122 min read
Check your fees and expenses when looking to save
Sometimes, it's the little things that can really make a big difference
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![Using the cash wedge strategy for protection](https://static.wixstatic.com/media/nsplsh_536772614c437949535773~mv2_d_2304_1536_s_2.jpg/v1/fill/w_496,h_372,fp_0.50_0.50,q_90,enc_auto/nsplsh_536772614c437949535773~mv2_d_2304_1536_s_2.webp)
Carol Plaisier
Nov 15, 20112 min read
Using the cash wedge strategy for protection
Stock market risk is your only protection against inflation.
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![Estate planning is very necessary](https://static.wixstatic.com/media/nsplsh_396535626e7944415f6773~mv2_d_6000_3375_s_4_2.jpg/v1/fill/w_496,h_372,fp_0.50_0.50,q_90,enc_auto/nsplsh_396535626e7944415f6773~mv2_d_6000_3375_s_4_2.webp)
Carol Plaisier
Oct 18, 20112 min read
Estate planning is very necessary
Don't be unprepared for the unexpected with your money.
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Carol Plaisier
Sep 20, 20112 min read
Get ready for retirement
Retirement is one of the most important financial goals for many people.
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Carol Plaisier
Aug 30, 20112 min read
Buying a cottage and keeping the peace
It’s the time of year when cottage, cabin or beach house fever starts to take hold.
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Carol Plaisier
Jun 14, 20112 min read
Making tax effeciency a priority
Certain tax strategies can keep more money in your pocket.
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Carol Plaisier
Mar 15, 20112 min read
Consider the years leading up to your retirement
There is much to think about as you get older
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Carol Plaisier
Jul 1, 20082 min read
Dealing With Losing Your Job
An advisor can help you sort through a number of issues that become immediate upon losing your job.
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Carol Plaisier
May 14, 20082 min read
Planning For a Large Expense
Often times we know exactly what we want to accomplish, but we aren’t always sure where the money will come from.
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Carol Plaisier
May 1, 20082 min read
Questions Regarding the 2008 Budget
If April showers bring May flowers, what do May flowers bring? The 2008 Budget.
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![Top Tips to Stop Worrying About Money](https://static.wixstatic.com/media/nsplsh_5479512d306c5070366534~mv2_d_8073_5490_s_4_2.jpg/v1/fill/w_496,h_372,fp_0.50_0.50,q_90,enc_auto/nsplsh_5479512d306c5070366534~mv2_d_8073_5490_s_4_2.webp)
Carol Plaisier
Dec 2, 20072 min read
Top Tips to Stop Worrying About Money
Stop worrying about money!
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Carol Plaisier
Jul 29, 20072 min read
Cash Flow and Capital Preservation
Cash flow and capital preservation are concerns for many investors.
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![What to Do With Your Tax Refund?](https://static.wixstatic.com/media/nsplsh_524f785556634d32783759~mv2_d_5500_3667_s_4_2.jpg/v1/fill/w_496,h_372,fp_0.50_0.50,q_90,enc_auto/nsplsh_524f785556634d32783759~mv2_d_5500_3667_s_4_2.webp)
Carol Plaisier
Jun 1, 20073 min read
What to Do With Your Tax Refund?
I went for coffee with a couple of friends the other morning, and the conversation revolved around what to do with their tax refunds?
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![12 Top Reasons to Stress Over Money](https://static.wixstatic.com/media/nsplsh_36534e625779467775686b~mv2_d_2391_1593_s_2.jpg/v1/fill/w_496,h_372,fp_0.50_0.50,q_90,enc_auto/nsplsh_36534e625779467775686b~mv2_d_2391_1593_s_2.webp)
Carol Plaisier
Mar 2, 20072 min read
12 Top Reasons to Stress Over Money
12 top reasons to stress over money.
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![Financial Planning all Year Long](https://static.wixstatic.com/media/nsplsh_42584f586e51323642376f~mv2_d_6000_4000_s_4_2.jpg/v1/fill/w_496,h_372,fp_0.50_0.50,q_90,enc_auto/nsplsh_42584f586e51323642376f~mv2_d_6000_4000_s_4_2.webp)
Carol Plaisier
Feb 1, 20072 min read
Financial Planning all Year Long
Every year we notice that more and more people seem to be doing financial planning all year long, as opposed to a last minute contribution.
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